Privacy Policy

for the app “Geldtracker: Haushaltsbuch”

1. Controller

The controller responsible for data processing in connection with the app “Geldtracker: Haushaltsbuch” is:

Ralf Lohrmann, niraki
c/o Block Services
Stuttgarter Str. 106
70736 Fellbach
Deutschland
Email: contact@niraki.eu

2. Overview

We process personal data only to the extent necessary for the functions of the app or where you have given your consent. Below you will find which data this is, for what purpose it is used and on which legal basis.

3. Distribution via the app stores

The app is distributed via the Apple App Store. When you download it, the necessary information (for example the name and email address of your store account, the time of download and a device identifier) is transferred to the respective store. We have no influence on this processing; the store operator is responsible for it (Apple Distribution International Ltd., Ireland, or Google Ireland Limited, Ireland).

If you have agreed to this in your device settings, the stores provide us with aggregated usage statistics and anonymised crash reports. These do not allow any conclusions to be drawn about you personally.

4. In-app purchases

The app offers in-app purchases. Payment is handled exclusively by the respective app store; we do not receive any payment data such as credit card or account numbers. We are only informed whether a purchase was successful in order to unlock the purchased content. The legal basis is the performance of a contract (Art. 6(1)(b) GDPR).

5. Additional information

The bank connection is optional and off by default. If you use it, your transactions are retrieved from your bank through the PSD2-licensed service Enable Banking. Neither we nor the app ever see your bank credentials. For syncing and the group feature, the app uses Apple's iCloud. All other data stays on your device. Subscriptions are handled by Apple's App Store.

6. Retention period

We store personal data only for as long as necessary for the respective purpose or as required by statutory retention periods. It is deleted afterwards.

7. Your rights

Under the GDPR you have the right at any time to

• access to the data stored about you (Art. 15 GDPR),
• rectification of inaccurate data (Art. 16 GDPR),
• erasure (Art. 17 GDPR) and restriction of processing (Art. 18 GDPR),
• data portability (Art. 20 GDPR),
• object to processing based on legitimate interests (Art. 21 GDPR),
• withdraw consent with effect for the future (Art. 7(3) GDPR).

You also have the right to lodge a complaint with a data protection supervisory authority (Art. 77 GDPR).

8. Contact

For questions about data protection or to exercise your rights, please write to contact@niraki.eu.

9. Changes

We will update this privacy policy if the app or the legal situation changes. Last updated: October 1, 2026